HDFC Paytm SELECT Business credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A premium Paytm Select Business variant providing higher cashback, milestone benefits, and partner perks, crafted for enterprises seeking more value from digital transactions.

Best Suited For: Brand Wallet, Cashback

HDFC logoHDFCVisa

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Paytm SELECT Business credit card — Earn Categories

Where you earn more

  • Movies via PaytmEntertainment · Entertainment5 Cashpoints / ₹100

    A maximum of ₹150 can be earned per calendar month. · Minimum ₹100 per transaction

  • SwiggyF&B · Order In3 Cashpoints / ₹100

    A maximum of ₹500 can be earned per calendar month. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 CashPoint / ₹100

    Minimum ₹100 per transaction

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Wallets
  • Utilities
  • Fuel
  • Education
  • EMI
  • Jewellery