HDFC Shoppers Stop Black credit card credit card
Joining Fee:

₹4500 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A Shoppers Stop Black variant delivering premium shopping rewards, milestone vouchers, and exclusive perks for loyal Shoppers Stop customers.

Best Suited For: Brand Wallet, Catalogue Products

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Fees and charges at a glance

Annual fee
₹4,500

Charged every year you keep the card

Joining fee
₹4,500

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Shoppers Stop Black credit card — Benefits and Offers

Memberships

  • First Citizen

    First Citizen Black membership

    Ongoing
    • Complimentary Shoppers Stop Black membership worth Rs 4500.
    How to use this
    1. To avail this benefit, visit the Shoppers Stop First Citizen website. Register or log in, then link your HDFC Shoppers Stop Black credit card to activate your First Citizen membership benefits including exclusive offers and invites.

Insurance cover

  • Insurance

    Insurance

    Ongoing
    • Emergency overseas hospitalization coverage upto ₹50 lakhs, credit liability cover upto ₹9 lakhs, and zero liability on fraudulent transactions upon immediate reporting of a lost card.
    How to use this
    1. Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes the above.