HDFC Shoppers Stop Black credit card credit card
Joining Fee:

₹4500 +GST

Return Percentage:

1% to 3%

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Credit Card Overview

A Shoppers Stop Black variant delivering premium shopping rewards, milestone vouchers, and exclusive perks for loyal Shoppers Stop customers.

Best Suited For: Brand Wallet, Catalogue Products

HDFC logoHDFCVisa

Fees and charges at a glance

Annual fee
₹4,500

Charged every year you keep the card

Joining fee
₹4,500

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Shoppers Stop Black credit card — Earn Categories

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹100

    Minimum ₹100 per transaction

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Utilities
  • Wallets
  • Government
  • Fuel
  • Jewellery