Joining Fee:
₹1000 +GST
Return Percentage:1.5% to 2.5%
Credit Card Overview
A Superia card positioned as a lifestyle product, offering rewards on travel, dining, and shopping with milestone bonuses and global acceptance.
Best Suited For: Pay by Points, Travel Booking
HDFC
Fees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 1.5% to 2.5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Superia credit card — Earn Categories
Other categories
- InsuranceInsurance · Insurance3 reward points / ₹200
A maximum of 2000 RPs can be earned per statement cycle. · Minimum ₹200 per transaction
- WalletsWallets · Wallets3 reward points / ₹200
1% charge on this category · Minimum ₹200 per transaction
Everyday rate
- Base Rewards3 Reward Points (reward points) / ₹200
Minimum ₹200 per transaction
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel