HDFC Swiggy credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 10%

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Credit Card Overview

A co-branded Swiggy card offering accelerated cashback on food delivery, dining, and partner transactions, with milestone rewards for frequent users of Swiggy.

Best Suited For: Brand Wallet, Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Swiggy credit card — Earn Categories

Where you earn more

  • SwiggyF&B · Order In10 Cashback / ₹100

    A maximum of ₹1500 cashback can be earned per billing cycle.|Transaction done on Swiggy Money wallet, Swiggy Minis, and Swiggy Liquor will not earn any cashback. · Minimum ₹249 per transaction

  • Nykaa5 Cashback / ₹100

    A maximum of ₹1500 cashback can be earned per billing cycle on 5% cashback categories.|Instant Discount offer on Nykaa will apply only on transactions of Rs. 1000 and above and will be capped to Rs. 100 per transaction and maximum two transactions in a month. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

13 more earning categories on this card

We track all 16 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • UPI
  • Government
  • Fuel
  • Jewellery
  • Wallets
  • Rent
  • EMI