HDFC Tata Neu Plus credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

2% to 5%

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Credit Card Overview

A mid-tier Tata Neu Plus variant offering NeuCoins on Tata partner purchases, milestone benefits, and lifestyle rewards for regular Tata ecosystem users.

Best Suited For: Brand Wallet, Catalogue Products, Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Tata Neu Plus credit card — Earn Categories

Where you earn more

  • Tata NeuOnline · E-Commerce5 Neu Coins / ₹100

    Minimum ₹100 per transaction

  • Tata PayUtilities · Utilities2 Neu Coins / ₹100

    Maximum Monthly Spends Eligible for 2% back as NeuCoins (in Rs): 50,000 Maximum Annual Spends Eligible for 5% back as NeuCoins (in Rs): 6,00,000. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 Neu Coin / ₹100

    Minimum ₹100 per transaction

21 more earning categories on this card

We track all 24 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Wallets
  • Jewellery
  • Gift Cards
  • Education
  • Government
  • Fuel
  • Gaming
  • UPI via Tata Neu App