Joining Fee:
FREE
Return Percentage:1% to 10%
Credit Card Overview
A RuPay Platinum variant from HSBC with elevated rewards, travel perks, and lifestyle benefits for frequent domestic users.
Best Suited For: Cashback
HSBC
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 10%
- Interest rate
- 45% p.a.
Nothing to pay each year
No cost to get the card
Depends where you spend
Only if you don't pay the full bill
HSBC Platinum (Rupay) credit card — Earn Categories
Where you earn more
- Hotels via HSBC12 reward points / ₹150
A maximum of 18,000 HSBC Reward Points (accelerated points) can be earned per cardholder per calendar month.|Accelerated Reward Points will be credited to the cardholder’s account within 10 days of settling the transaction.
- Flights via HSBC8 reward points / ₹150
A maximum of 18,000 HSBC Reward Points (accelerated points) can be earned per cardholder per calendar month.|Accelerated Reward Points will be credited to the cardholder’s account within 10 days of settling the transaction.
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹150
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Rent
- Wallets
- Utilities
- Insurance
- Jewellery
- Education
- Government