ICICI 1838 Reserve credit card credit card
Joining Fee:

₹175000 +GST

Return Percentage:

NA

Credit Card Overview

An invitation-only ultra-luxury card with The Quorum Club membership, dedicated Crib Life concierge, premium hotel and lifestyle privileges, zero forex markup and advertised 3% domestic and 2% international rewards.

Best Suited For: Experience, Catalogue Products

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Fees and charges at a glance

Annual fee
₹1,75,000

Charged every year you keep the card

Joining fee
₹1,75,000

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

Interest rate
20.04% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

ICICI 1838 Reserve credit card — Earn Categories

Other categories

  • Utilities3 Reward Point (reward points) / ₹100

    A Maximum cap of 10,000 reward points per month across utilities, telecom, government, tax, education and insurance.

  • Government3 Reward Point (reward points) / ₹100

    A Maximum cap of 10,000 reward points per month across utilities, telecom, government, tax, education and insurance.

Everyday rate

  • Base Rewards3 Reward Point (reward points) / ₹100

5 more earning categories on this card

We track all 8 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Rent
  • Wallets
  • EMI