ICICI Emeralde Private Metal (Amex) credit card credit card
Joining Fee:

₹12499 +GST

Return Percentage:

0.25% to 1%

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Credit Card Overview

An invite-only ultra-premium Emeralde Private card offering personalized concierge, luxury travel privileges, milestone rewards, and elite lifestyle benefits.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹12,499

Charged every year you keep the card

Joining fee
₹12,499

Paid once when you get the card, plus GST

Reward rate
0.25% to 1%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹3,500

An extra card for family

ICICI Emeralde Private Metal (Amex) credit card — Earn Categories

Where you earn more

  • Hotels via iShopTravel · Hotel72 reward points / ₹200

    A maximum of 18,000 Accelerated Reward Points can be earned per calendar month and 10,000 Accelerated Reward Points can be earned per day.

  • Vouchers via iShopShopping · Vouchers36 reward points / ₹200

    A maximum of 18,000 Accelerated Reward Points can be earned per calendar month and 10,000 Accelerated Reward Points can be earned per day.

Everyday rate

  • Base Rewards6 Reward Points (reward points) / ₹200

6 more earning categories on this card

We track all 9 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • EMI
  • Government
  • Rent
  • Wallets
  • Fuel
  • Skill Based Gaming
  • UPI