Joining Fee:
Apply NowFREE
Return Percentage:0.25% to 0.5%
Credit Card Overview
An entry-level Instant Platinum card providing simple rewards on everyday purchases, milestone benefits, and affordability for first-time credit users.
Best Suited For: Catalogue Products
ICICIFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.25% to 0.5%
- Forex markup
- 3.5%
- Interest rate
- 29.88% p.a.
- Add-on card
- ₹199
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Instant Platinum credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access