Joining Fee:
₹2500 +GST
Return Percentage:0.75% to 1%
Credit Card Overview
A co-branded InterMiles Rubyx card (Amex) offering double InterMiles earn rates, milestone vouchers, and lifestyle perks tailored for travelers.
Best Suited For: Airline Transfer, Travel Booking, Hotel Transfer
ICICI
Fees and charges at a glance
- Annual fee
- ₹2,500
- Joining fee
- ₹2,500
- Reward rate
- 0.75% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Intermiles Rubyx (Amex) credit card — Earn Categories
Where you earn more
- Intermiles (Etihad)10 Intermiles / ₹100
A maximum of 40,000 InterMiles can be earned on your spends per anniversary year.|When this cap is reached, a InterMiles Uncapping fee of ₹7,500 will be levied to your Credit Card account.
- Intermiles8 Intermiles / ₹100
A maximum of 40,000 InterMiles can be earned on your spends per anniversary year.|When this cap is reached, a InterMiles Uncapping fee of ₹7,500 will be levied to your Credit Card account.
Everyday rate
- Base Rewards4 Intermiles / ₹100
4 more earning categories on this card
We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Skill Based Gaming
- Wallets
- Fuel
- Rent
- Jewellery