ICICI Intermiles Sapphiro (Visa) credit card credit card
Joining Fee:

₹5000 +GST

Return Percentage:

1% to 1.5%

Credit Card Overview

A Visa InterMiles Sapphiro variant providing similar elevated InterMiles, luxury travel perks, and milestone benefits for frequent international travelers.

Best Suited For: Airline Transfer, Travel Booking, Hotel Transfer

ICICI logoICICIVisa

Fees and charges at a glance

Annual fee
₹5,000

Charged every year you keep the card

Joining fee
₹5,000

Paid once when you get the card, plus GST

Reward rate
1% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Intermiles Sapphiro (Visa) credit card — Earn Categories

Where you earn more

  • Intermiles8 Intermiles / ₹100

    Your card can accumulate a maximum of 60,000 InterMiles in each anniversary year.|When this cap is reached, a InterMiles Uncapping fee of ₹7,500 will be levied to your Credit Card account.

Other categories

  • InternationalInternational · International5 Intermiles / ₹100

    Your card can accumulate a maximum of 60,000 InterMiles in each anniversary year.|When this cap is reached, a InterMiles Uncapping fee of ₹7,500 will be levied to your Credit Card account.

Everyday rate

  • Base Rewards4 Intermiles / ₹100

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Rent
  • Wallets
  • Jewellery
  • Skill Based Gaming