Joining Fee:
Apply Now₹3000 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A Rubyx RuPay variant providing strong domestic acceptance, lifestyle rewards, and milestone vouchers for everyday users.
Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer
ICICIFees and charges at a glance
- Annual fee
- ₹2,000
- Joining fee
- ₹3,000
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Rubyx (Rupay) credit card — Redemption Options
Discover Reward Points Redemption Options
To explore the full range of redemption options for this card, download the SaveSage Club app now.
