ICICI Sapphiro (Amex) credit card credit card
Joining Fee:

₹6500 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A premium Sapphiro Amex card offering luxury travel perks, lounge access, milestone vouchers, and concierge services for affluent users.

Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹3,500

Charged every year you keep the card

Joining fee
₹6,500

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Sapphiro (Amex) credit card — Earn Categories

Where you earn more

  • Hotels via iShopTravel · Hotel24 reward points / ₹100

    A maximum of 15,000 Accelerated Reward Points can be earned per calendar month and 8,000 Accelerated Reward Points can be earned per day.

  • Flights via iShopTravel · Flight12 reward points / ₹100

    A maximum of 15,000 Accelerated Reward Points can be earned per calendar month and 8,000 Accelerated Reward Points can be earned per day.

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹100

8 more earning categories on this card

We track all 11 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • UPI
  • Wallets
  • Rent
  • Skill Based Gaming