Joining Fee:
FREE
Return Percentage:1% to 3%
Credit Card Overview
A Winnings card crafted for everyday users, offering cashback and rewards on daily transactions with simple redemption options.
Best Suited For: Catalogue Products
IDBIFees and charges at a glance
- Annual fee
- ₹899
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 40.8% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDBI Winnings credit card — Milestones
- Spend rewardRepeats every year
Spend ₹5,000 in a month
Earn 500 more Delight Points with just 5 transactions of value ₹1000 each per month.
- Annual fee waivedRepeats every year
Spend ₹90,000 in a year
The renewal fee will be waived.