Joining Fee:
FREE
Return Percentage:1% to 3%
Credit Card Overview
A Winnings card crafted for everyday users, offering cashback and rewards on daily transactions with simple redemption options.
Best Suited For: Catalogue Products
IDBI
Fees and charges at a glance
- Annual fee
- ₹899
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 40.8% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDBI Winnings credit card — Earn Categories
Everyday rate
- Base Rewards2 Delight Points (DPs) / ₹100
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Insurance
- Government