Joining Fee:
Apply Now₹2999 +GST
Return Percentage:1% to 2%
Credit Card Overview
An Ashva card designed for equestrian and lifestyle enthusiasts, offering rewards on premium spends and exclusive experiences.
Best Suited For: Experience, Travel Booking, Hotel Transfer
IDFC
Fees and charges at a glance
- Annual fee
- ₹2,999
- Joining fee
- ₹2,999
- Reward rate
- 1% to 2%
- Forex markup
- 1%
- Interest rate
- 46.2% p.a.
- Add-on card
- ₹1,000
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Ashva credit card — Earn Categories
Where you earn more
- Hotels via IDFC AppTravel · Hotels50 reward points / ₹150
A maximum of 15,000 RPs can be earned on per calendar month.
- Flights via IDFC AppTravel · Flights30 reward points / ₹150
A maximum of 15,000 RPs can be earned on per calendar month.
Everyday rate
- Base Rewards5 Reward Points (reward points) / ₹150
7 more earning categories on this card
We track all 10 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- UPI
- Fuel