IDFC Gaj credit card credit card
Joining Fee:

₹12500 +GST

Return Percentage:

NA

Apply Now

Credit Card Overview

IDFC Gaj is a premium credit card designed for high-value spenders who want strong rewards, lifestyle privileges, and premium travel benefits bundled into one offering.

Best Suited For:

IDFC logoIDFC

Fees and charges at a glance

Annual fee
₹12,500

Charged every year you keep the card

Joining fee
₹12,500

Paid once when you get the card, plus GST

Forex markup
0%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹4,000

An extra card for family

IDFC Gaj credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹1000 off

    • Flat Rs. 1000 Instant Discount Min. bill of ₹5000.
    • Valid once per card per month

Travel

  • Elivaas Properties

    Elivaas Properties

    • Enjoy a complimentary 3rd night for every 2 consecutive paid nights booked at Elivaas properties.
    • Stay for 2 nights and enjoy the 2nd night at 50% off at Elivaas properties .

5 more benefits on this card

We track all 7 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app