Joining Fee:
Apply Now₹499 +GST
Return Percentage:1% to 2%
Credit Card Overview
An upgraded First Power Plus variant delivering higher rewards, lifestyle perks, and milestone bonuses for regular spenders.
Best Suited For: Cashback, Catalogue Products
IDFC
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 46.2% p.a.
- Add-on card
- ₹499
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Power Plus credit card — Earn Categories
Where you earn more
- Hotels via IDFC App53 reward points / ₹150
Get 3 Base points + 50 Bonus Reward Points on transactions completed on your Credit Card on Hotel bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 8000 bonus reward points can be earned per month in total.|A maximum of 8,000 RPs can be earned in a calendar month.
- Flights via IDFC App33 reward points / ₹150
Get 3 Base points + 30 Bonus Reward Points on transactions completed on your Credit Card on Flight bookings done via “Travel & Shop” section on IDFC FIRST Bank Mobile App.|A maximum of 8000 bonus reward points can be earned per month in total.|A maximum of 8,000 RPs can be earned in a calendar month.
Everyday rate
- Base Rewards3 Reward Points (reward points) / ₹150
5 more earning categories on this card
We track all 8 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Rent
- Insurance
- EMI
- Jewellery
- Wallets
- UPI