Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
IDFC Quantum+ is a premium credit card offering enhanced rewards, lifestyle privileges, and convenient benefits for everyday and high-value spends.
Best Suited For:
IDFC
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 3.5%
- Interest rate
- 46.2% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
IDFC Quantum+ credit card — Earn Categories
Where you earn more
- Flights via IDFC3 Cashback / ₹100
- Hotels via IDFC3 Cashback / ₹100
Everyday rate
- Base Rewards1 Cashback / ₹100
7 more earning categories on this card
We track all 10 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- EMI
- Gift Cards
- Railways
- FasTag
- Fuel
- UPI (Third-Party)
- Education