IDFC Swyp credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A youth-oriented First Swyp card offering cashback on online shopping, dining, and entertainment, with digital-first benefits.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

IDFC Swyp credit card — Benefits and Offers

Movies & events

  • District

    25% Discount on Movie Tickets

    1 movie tickets month

    Ongoing
    • Get 25% off upto 100 while booking movie tickets on District.
    How to use this
    1. To avail this benefit, log in to the District app. Use promo code IDFCCCFM and pay with your IDFC First Swyp credit card to get 25% off on movie tickets up to ₹100, valid once per month. Contact IDFC FIRST Bank at 1860 267 3333 for assistance.

Memberships

  • Lenskart

    Lenskart

    Ongoing
    • Receive a complimentary Lenskart Gold membership upon successful payment of the joining fee.
    How to use this
    1. To avail this benefit, visit the Lenskart website or app and sign up or log in with your registered account. During checkout, apply your IDFC First Swyp credit card details to redeem exclusive offers or discounts. Enjoy priority access to eyewear collections and special deals.

2 more benefits on this card

We track all 4 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app