Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A First Wow card delivering simple rewards, milestone perks, and affordability, crafted for entry-level users.
Best Suited For: Cashback, Catalogue Products
IDFCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 0%
- Interest rate
- 46.2% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Wow credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards