Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
RuPay Classic is a basic entry-level card designed for everyday spending, offering essential payment functionality with limited additional benefits.
Best Suited For:
Indian
Fees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Forex markup
- 0%
- Interest rate
- 19.92% p.a.
Charged every year you keep the card
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
Indian Rupay Classic credit card — Earn Categories
Other categories
- Utilities0.5 Cashback / ₹100
- Insurance0.5 Cashback / ₹100
Everyday rate
- Base Rewards1 Cashback / ₹100
4 more earning categories on this card
We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- UPI
- EMI