Joining Fee:
Apply Now₹25000 +GST
Return Percentage:2% to 4%
Credit Card Overview
A premium Celesta card from IndusInd delivering luxury travel privileges, concierge services, milestone rewards, and lifestyle perks for affluent customers.
Best Suited For: Experience, Travel Booking, Hotel Transfer
IndusIndFees and charges at a glance
- Annual fee
- ₹5,000
- Joining fee
- ₹25,000
- Reward rate
- 2% to 4%
- Forex markup
- 3.5%
- Interest rate
- 36% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IndusInd Celesta credit card — Benefits and Offers
Movies & events
- Ongoing
BookMyShow
Buy One Get One Free
3 movie tickets month
- Enjoy B1G1 on movie tickets, capped at ₹700, and a flat 20% off on event and movie bookings on BookMyShow, with up to 3 free movie tickets per month.
How to use this
- To avail this offer, visit the BookMyShow website or app.
- Select your movie, date, time, and seats.
- Proceed to payment and find the offers/discounts section.
- Select the applicable bank discount offer and enter your card details.
- Complete the payment to get the Offer.
Dining & food delivery
- Ongoing
Dining
Sumptuous Beginnings Program
- Get ₹3,000 off on dining throughout the year with the Sumptuous Beginnings program, available once every six months, limited to one coupon per transaction.
How to use this
- To avail this benefit, log in to the dining partner’s app or website with your registered account. Browse exclusive dining and order-in offers, pick your favorite restaurants or dishes, and apply the offer at checkout. Pay with your IndusInd Celesta credit card to unlock special discounts and rewards.
4 more benefits on this card
We track all 6 of them, with the terms and how to claim each one. See the full list in the app.