Joining Fee:
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Return Percentage:NA
Credit Card Overview
A premium credit card offering accelerated rewards, concierge services, and exclusive lifestyle and travel benefits for CRED members.
Best Suited For:
IndusInd
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- Free
- Forex markup
- 3.5%
Charged every year you keep the card
No cost to get the card
Extra charge on foreign spends
IndusInd Cred Sovereign(Rupay) credit card — Earn Categories
Where you earn more
- Cred5 Cred Points / ₹100
A maximum of 5000 Cred Points can be earned in a statement cycle.
Other categories
- E-Commerce5 Cred Points / ₹100
A maximum of 5000 Cred Points can be earned in a statement cycle.
Everyday rate
- Base Rewards1 Cred Points / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- UPI
- Insurance
- Wallets
- Education
- Government
- Jewellery
- Rent
- Fuel
- Utilities