Joining Fee:
Apply Now₹75000 +GST
Return Percentage:3% to 5%
Credit Card Overview
A Crest card positioned as an ultra-premium product, providing unlimited lounge access, concierge support, luxury experiences, and milestone rewards.
Best Suited For: Experience, Travel Booking, Hotel Transfer
IndusIndFees and charges at a glance
- Annual fee
- ₹10,000
- Joining fee
- ₹75,000
- Reward rate
- 3% to 5%
- Forex markup
- 3.5%
- Interest rate
- 36% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IndusInd Crest credit card — Milestones
- Welcome benefit
No spend needed — in a year
Club ITC Culinaire membership
- Annual fee waivedRepeats every year
Spend ₹10,00,000 in a year
The renewal fee will be waived.