IndusInd Platinum (Rupay) credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

Apply Now

Credit Card Overview

A Platinum RuPay card from IndusInd offering basic lifestyle rewards, shopping discounts, and affordability for domestic users.

Best Suited For: Experience, Travel Booking, Hotel Transfer

IndusInd logoIndusIndRuPay

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.4% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

IndusInd Platinum (Rupay) credit card — Earn Categories

Other categories

  • UPI2 reward points / ₹100
  • EducationEducation · Education0.7 reward points / ₹100

    1% charge on this category

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹100

3 more earning categories on this card

We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Wallets
  • Rent
  • EMI