Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
A Samman card dedicated to government and defense personnel, offering simple rewards, fee waivers, and essential lifestyle perks.
Best Suited For: Experience, Catalogue Products
IndusInd
Fees and charges at a glance
- Annual fee
- ₹199
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3.5%
- Interest rate
- 47.4% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IndusInd Samman credit card — Earn Categories
Everyday rate
- Base Rewards1 Cashback / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Utilities
- Wallets
- Fuel
- Jewellery
- EMI
- Rent