Joining Fee:
FREE
Return Percentage:NA
Credit Card Overview
A entry-level RuPay credit card offering basic rewards, EMI facility, and merchant offers with generally low or no annual fee for everyday spending.
Best Suited For:
Indian Overseas Bank
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 2.5%
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Indian Overseas Bank Rupay Classic credit card — Earn Categories
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹150
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel