Joining Fee:
FREE
Return Percentage:Credit Card Overview
A mid-tier RuPay credit card providing enhanced rewards, shopping benefits, fuel surcharge waivers, and additional lifestyle offers over the Classic variant.
Best Suited For:
Indian Overseas BankFees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Forex markup
- 2.5%
Charged every year you keep the card
No cost to get the card
Extra charge on foreign spends
Indian Overseas Bank SRH (Rupay Platinum) credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards