Kotak 811 Dream Different (Rupay) credit card credit card
Joining Fee:

₹250 +GST

Return Percentage:

Credit Card Overview

A lifetime-free, FD-backed credit card designed to help you start or rebuild your credit history with basic rewards on everyday spends with benefits of rupay network.

Best Suited For:

Kotak logoKotak

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
₹250

Paid once when you get the card, plus GST

Forex markup
0.035%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak 811 Dream Different (Rupay) credit card — Milestones

  1. Spend rewardRepeats every year

    Spend ₹36,000 in a year

    Amazon Voucher worth ₹250

  2. Spend rewardRepeats every year

    Spend ₹72,000 in a year

    Amazon Voucher worth ₹1000