Joining Fee:
₹250 +GST
Return Percentage:NA
Credit Card Overview
A lifetime-free, FD-backed credit card designed to help you start or rebuild your credit history with basic rewards on everyday spends.
Best Suited For:
KotakFees and charges at a glance
- Annual fee
- Free
- Joining fee
- ₹250
- Forex markup
- 0.035%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak 811 Dream Different (Visa) credit card — Redemption Options
Discover Reward Points Redemption Options
To explore the full range of redemption options for this card, download the SaveSage Club app now.
