Kotak Air+ credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

1% to 10%

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Credit Card Overview

An Air+ card from Kotak offering travel benefits, lifestyle rewards, and milestone perks, targeted at frequent domestic and international flyers.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹3,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Air+ credit card — Lounge Access

Domestic lounge

4 per yearyear
  • No explicit spend condition

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app