Joining Fee:
₹999 +GST
Return Percentage:NA
Credit Card Overview
A business-focused rewards card that lets you earn accelerated reward points on business essentials, SaaS, flights and hotel spends while helping manage cash flow with interest-free credit.
Best Suited For:
Kotak
Fees and charges at a glance
- Annual fee
- ₹999
- Joining fee
- ₹999
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak BizEdge credit card — Earn Categories
Other categories
- Kotak Unbox10 reward points / ₹150
1% charge on this category
- EMI10 reward points / ₹150
Accelerated reward points for spends on flight, hotel and SAAS transactions are capped at 1,00,000 reward points
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹150
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Rent
- Online Gaming
- Fuel
- Education
- Wallets