Kotak Cashback+ credit card credit card
Joining Fee:

₹750 +GST

Return Percentage:

NA

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Credit Card Overview

A cashback-centric card that gives up to 5% cashback on online groceries, food delivery & entertainment, 3% on fuel spends, plus 0.5% unlimited cashback on other purchases.

Best Suited For:

Kotak logoKotakRuPay

Fees and charges at a glance

Annual fee
₹750

Charged every year you keep the card

Joining fee
₹750

Paid once when you get the card, plus GST

Forex markup
3.75%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Kotak Cashback+ credit card — Earn Categories

Other categories

  • Food delivery5 reward points / ₹150

    A maximum of 750 Reward Points can be earned on 5X and 3X accelerated categories per statement cycle.

  • Grocery5 reward points / ₹150

    A maximum of 750 Reward Points can be earned on 5X and 3X accelerated categories per statement cycle.

Everyday rate

  • Base Rewards0.5 Reward Points (reward points) / ₹150

1 more earning category on this card

We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Online Gaming
  • Education
  • Government
  • Insurance
  • Wallets
  • Rent
  • Utilities
  • EMI