Kotak Royale credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

2% to 4%

Credit Card Overview

A Royale card delivering premium lifestyle rewards, milestone vouchers, and concierge services, positioned for high-spending professionals.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Royale credit card — Milestones

  1. Spend reward

    Spend ₹4,00,000 in a year

    10,000 bonus Reward Points.

  2. Spend reward

    Spend ₹8,00,000 in a year

    30,000 bonus Reward Points.