Kotak White Reserve credit card credit card
Joining Fee:

₹12500 +GST

Return Percentage:

3% to 6%

Credit Card Overview

An invite-only White Reserve card delivering ultra-premium lifestyle privileges, luxury travel perks, concierge support, and milestone bonuses.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹12,500

Charged every year you keep the card

Joining fee
₹12,500

Paid once when you get the card, plus GST

Reward rate
3% to 6%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak White Reserve credit card — Benefits and Offers

Memberships

  • Club Marriott

    Club Marriott membership

    Ongoing
    • With complimentary concierge services, enjoy luxurious experiences like a personal shopping team, access to exclusive events around the world, dining reservations at the finest restaurants across the world, and much more.
    How to use this
    1. To avail your Club Marriott membership, check your email for the activation link and membership number. Download the Club Marriott app, open it, and tap “Activate Membership.” Enter your membership number or registered mobile number, set a 6-digit PIN, and complete activation. Once activated, enjoy exclusive benefits at participating Marriott hotels.

Concierge

  • Concierge

    24x7 Concierge Services

    Ongoing
    • Enjoy 2 golf rounds every month at selected golf courses around the world.
    How to use this
    1. You can reach your Lifestyle Manager from 10 am to 8 pm. Email: WhiteReserve@crib-life.com Phone: +91 11 35124242.

1 more benefit on this card

We track all 3 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app