Joining Fee:
FREE
Return Percentage:3% to 5%
Credit Card Overview
A co-branded Indian Oil card from RBL offering accelerated rewards on fuel spends, surcharge waivers, and lifestyle benefits.
Best Suited For: Catalogue Brand Vouchers
RBL
Fees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- Free
- Reward rate
- 3% to 5%
- Forex markup
- 3.5%
- Interest rate
- 47.88% p.a.
- Add-on card
- ₹200
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
RBL Indian Oil (RBL) credit card — Earn Categories
Everyday rate
- Base Rewards1 Fuel Points (FPs) / ₹100
1 more earning category on this card
We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Rent
- Education
- Government
- Travel
- UPI
- Wallets
- Utilities
- Fuel
- Insurance