RBL Insignia Preferred credit card credit card
Joining Fee:

FREE

Return Percentage:

2% to 4%

Credit Card Overview

An Insignia Preferred card delivering premium lifestyle rewards, milestone benefits, concierge access, and global privileges.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹7,000

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
2% to 4%

Depends where you spend

Forex markup
1.5%

Extra charge on foreign spends

Interest rate
40.8% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

RBL Insignia Preferred credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • No explicit spend condition

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app