RBL LazyPay credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Credit Card Overview

A LazyPay card offering BNPL benefits, cashback on digital transactions, and milestone perks for young professionals.

Best Suited For: Cashback

RBL logoRBLVisa

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
₹200

An extra card for family

RBL LazyPay credit card — Earn Categories

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Base Rewards
  • Education
  • Rent
  • Utilities
  • Fuel