RBL Monthly Treats credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Credit Card Overview

A Monthly Treats card rewarding everyday shopping, dining, and utilities with milestone vouchers, designed for regular spenders.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹100

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
₹200

An extra card for family

RBL Monthly Treats credit card — Earn Categories

Everyday rate

  • Base Rewards1 Reward Points (reward points) / ₹100

1 more earning category on this card

We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Utilities
  • Wallets
  • Fuel
  • Insurance
  • Education
  • Government
  • Travel
  • Rent