RBL Shopsmart credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

NA

Credit Card Overview

A shopping‑focused credit card offering accelerated reward points and cashback on retail, online, and everyday purchases.

Best Suited For:

RBL logoRBLMastercard

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

RBL Shopsmart credit card — Earn Categories

Other categories

  • Grocery5 Cashback / ₹100

    A maximum cashback of ₹250 can be earned per month

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Base Rewards
  • Government
  • Fuel
  • Railways
  • Utilities
  • Wallets
  • Rent
  • Education
  • Insurance