SBI Aurum credit card credit card
Joining Fee:

₹9999 +GST

Return Percentage:

3% to 10%

Credit Card Overview

An ultra-premium Aurum card offering luxury lifestyle benefits, concierge support, milestone vouchers, and unlimited lounge access for affluent users.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹9,999

Charged every year you keep the card

Joining fee
₹9,999

Paid once when you get the card, plus GST

Reward rate
3% to 10%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Aurum credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    40,000 RPs

  2. Spend rewardRepeats every year

    Spend ₹1,00,000 in a month

    Tata CliQ voucher worth ₹1,500.

  3. Spend reward

    Spend ₹5,00,000 in a year

    Tata CliQ Luxury voucher worth ₹5,000.

  4. Spend reward

    Spend ₹10,00,000 in a year

    Taj experience voucher worth ₹10,000.

  5. Annual fee waivedRepeats every year

    Spend ₹12,00,000 in a year

    The renewal fee will be waived.

  6. Spend reward

    Spend ₹20,00,000 in a year

    Apple vouchers worth ₹20,000.