Joining Fee:
₹9999 +GST
Return Percentage:3% to 10%
Credit Card Overview
An ultra-premium Aurum card offering luxury lifestyle benefits, concierge support, milestone vouchers, and unlimited lounge access for affluent users.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points
SBI
Fees and charges at a glance
- Annual fee
- ₹9,999
- Joining fee
- ₹9,999
- Reward rate
- 3% to 10%
- Forex markup
- 1.99%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Aurum credit card — Earn Categories
Everyday rate
- Base Rewards4 Reward Points (reward points) / ₹100
Minimum ₹100 per transaction
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Jewellery
- Fuel
- Rent
- Digital gaming
- UPI
- Utilities
- Education (Third-party)
- Wallets