SBI BPCL (RUPAY) credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

3% to 5%

Credit Card Overview

A co-branded BPCL card providing accelerated rewards on fuel purchases, surcharge waivers, and lifestyle perks for frequent motorists with RuPay Network perks.

Best Suited For: Brand Wallet, Cashback

SBI logoSBIRuPay

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

SBI BPCL (RUPAY) credit card — Earn Categories

Where you earn more

  • Bharat PetroleumFuel · Fuel13 reward points / ₹100

    Maximum 1300 RPs per billing cycle. · Minimum ₹100 per transaction

Other categories

  • DiningF&B · Dining5 reward points / ₹100

    Maximum 5000 RPs per month. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹100

    Minimum ₹100 per transaction

4 more earning categories on this card

We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • Utilities
  • Rent
  • EMI
  • Government
  • Digital gaming
  • Fuel