SBI Cashback credit card credit card
Joining Fee:

₹999 +GST

Return Percentage:

1% to 5%

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Credit Card Overview

A Cashback card from SBI offering flat cashback on online and offline transactions, with simple redemption for value-conscious customers.

Best Suited For: Cashback

SBI logoSBIVisa

Fees and charges at a glance

Annual fee
₹999

Charged every year you keep the card

Joining fee
₹999

Paid once when you get the card, plus GST

Reward rate
1% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Cashback credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

1 more earning category on this card

We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Travel
  • Education
  • EMI
  • Financial Institutions
  • Jewellery
  • Shopping
  • Wallets
  • Fuel
  • Insurance
  • UPI
  • Government
  • Transportation & Tolls
  • Financial Institutions
  • Rent
  • Digital gaming
  • Utilities