Joining Fee:
Apply Now₹4999 +GST
Return Percentage:2% to 5%
Credit Card Overview
An Elite Amex variant delivering similar luxury privileges with American Express perks like concierge and lifestyle partnerships.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points
SBI
Fees and charges at a glance
- Annual fee
- ₹4,999
- Joining fee
- ₹4,999
- Reward rate
- 2% to 5%
- Forex markup
- 1.99%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Elite (Amex) credit card — Earn Categories
Other categories
- GroceryF&B · Grocery10 reward points / ₹100
Minimum ₹100 per transaction
- DiningF&B · Dining10 reward points / ₹100
Minimum ₹100 per transaction
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
Minimum ₹100 per transaction
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Digital gaming