SBI Elite credit card credit card
Joining Fee:

₹4999 +GST

Return Percentage:

2% to 5%

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Credit Card Overview

A premium Elite card from SBI offering milestone shopping vouchers, global lounge access, and lifestyle benefits for affluent users.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹4,999

Charged every year you keep the card

Joining fee
₹4,999

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Elite credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    E- Gift Voucher worth Rs. 5,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion,Pantaloons and Shoppers Stop.

  2. Spend reward

    Spend ₹3,00,000 in a year

    10,000 RPs.

  3. Spend reward

    Spend ₹4,00,000 in a year

    10,000 RPs.

  4. Spend reward

    Spend ₹5,00,000 in a year

    15,000 RPs.

  5. Spend reward

    Spend ₹8,00,000 in a year

    15,000 RPs.

  6. Annual fee waivedRepeats every year

    Spend ₹10,00,000 in a year

    The renewal fee will be waived.