SBI Eternal  (Mastercard) credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

NA

Credit Card Overview

A co-branded credit card designed for everyday spending, offering reported instant discounts on Zomato, Blinkit and District, valueback at select merchants, and monthly Buy 1 Get 1 movie ticket benefits through District.

Best Suited For: Food Delivery, Grocery, Entertainment, Cashback

SBI logoSBIMastercard

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Eternal (Mastercard) credit card — Earn Categories

Other categories

  • Uber5 Cashback / ₹100

    Maximum ₹500 per month shared across other eligible spends.|Maximum ₹1,000 per month shared across Uber, Urban Company, ixigo and Apollo 24/7.

  • Apollo5 Cashback / ₹100

    Maximum ₹500 per month shared across other eligible spends.|Maximum ₹1,000 per month shared across Uber, Urban Company, ixigo and Apollo 24/7.

Everyday rate

  • Base Rewards1 Cashback / ₹100

2 more earning categories on this card

We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • EMI
  • Gift card
  • Fuel
  • Wallets
  • Rent
  • Insurance
  • Utilities
  • Jewellery
  • Education
  • Gaming
  • Government