Joining Fee:
₹499 +GST
Return Percentage:0.25% to 2.5%
Credit Card Overview
A Karnataka Bank SimplySave variant rewarding shopping, dining, and utility spends with milestone vouchers, crafted for everyday users.
Best Suited For: Cashback
SBI
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 0.25% to 2.5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
SBI Karnataka Bank SimplySAVE credit card — Earn Categories
Other categories
- Departmental StoresShopping · Shopping10 reward points / ₹150
Minimum ₹150 per transaction
- DiningF&B10 reward points / ₹150
Minimum ₹150 per transaction
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹150
Minimum ₹150 per transaction
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Utilities
- Digital gaming
- Fuel